Payment Policy

# Payment Policy

## Accepted Methods of Payment

- **Credit/Debit Cards:** We accept major credit and debit cards including Visa, MasterCard, and American Express.
- **Net Banking:** Customers can use their net banking facility to make payments directly from their bank account.
- **Mobile Wallets:** Payments can also be made through various mobile wallets available in India.
- **UPI (Unified Payment Interface):** Customers can use UPI for secure and instant payments directly from their bank account.
- **Cash on Delivery (COD):** Available for select locations within India. This option allows you to pay in cash at the time of actual delivery of the product.

## Payment Security

- We use industry-standard encryption and fraud prevention tools to ensure the security of your financial information. Your card details are not stored on our servers.

## Payment Confirmation

- Upon completing a transaction, you will receive a confirmation email with your order details. If you do not receive this email, please contact our customer service.

## Billing Information

- Please ensure that the billing information you provide matches the information on record with your payment provider. Incorrect information may lead to delays in processing your order.

## Payment Failures and Recovery

- In case of a payment failure, please retry ensuring:
 - Your information is entered correctly.
 - Your internet connection is stable.
- If your payment continues to fail, please use an alternate payment method or contact your bank for further assistance.

## Refunds on Failed Transactions

- In the event of a failed transaction or an overcharge, the amount will be refunded to your original method of payment within 7-10 business days.

## Subscription Services

- For subscription-based purchases, your payment method will be automatically charged at the start of each subscription period as per the terms disclosed at the time of purchase.

## Changes to Payment Policy

- We reserve the right to modify this payment policy at any time without prior notice. Any changes will be effective immediately upon posting on our website.

For any payment-related queries or assistance, please reach out to our customer support at digitalgadgetio@gmail.com or call us at +91 7039509373.